Christmas Sinking Fund Calculator

Pay for Christmas in cash. Enter what you want to spend and how you get paid, and see exactly how much to set aside each payday from now until your shopping deadline.

1. Your numbers

2. Your answer

3. Dated savings schedule and category split

The per-payday amount is free. The dated payday-by-payday tracker with running totals, the split across gifts, food, travel, and decor, and the printable checklist are a one-time $3 unlock.

After paying you come straight back here. No account, no subscription.

Like this? More free money tools and printable planners at FlashWorksAI